Putting Together Your Team
If you want to have an expert plan you will need to have expert advisors. These advisors should be able to work together to provide you with the best possible service to effectively address your needs.
Coordinates the development, execution and maintenance of your overall Wealth Management Plan in conjunction with your other advisors. Preferably a Certified Financial Planner (CFP®).
Develops, executes, and maintains your Wealth Management Plan. Preferably a Chartered Financial Consultant (ChFC®) with a FINRA General Securities Sales (Series 7) license.
Manages the planning, reporting and filing of your tax returns. Preferably a Certified Public Accountant (CPA).
Organizes the orderly distribution of your assets at your passing. Develops, executes, and maintains your Estate Plan. Preferably a licensed Attorney certified in the field of Estate Planning.
Life Insurance Advisor
To protect your plan against your premature passing. Researches and helps contract the acquisition of Life Insurance. Preferably a Certified Life Underwriter (CLU®) with the appropriate state licenses.
Health Insurance and Long Term Care Insurance Advisor
One of the biggest risks that you will have. Coordinates the protection against significant health care expenses wiping out a lifetime’s work of saving. Preferably an experienced, licensed, professional or brokerage.
Property and Casualty Insurance Advisor
Coordinates the protection against loss of your major assets. Preferably an experienced, licensed, professional or brokerage.
Real Estate Broker
Typically the biggest investments you will make. Researches, negotiates and contracts the purchase of your residence, vacation home or investment properties. Preferably an experienced, licensed, professional or brokerage.
Mortgage Loan Officer
Finances the purchase and refinances your real estate properties. Preferably an experienced, licensed, Mortgage Loan Officer (MLO).